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10/22/25 8:23 AM

Rate Indications

To take down an advance, login to eBanking or contact the Member Transaction Desk :

855-345-2244, Option 1

Today's Headlines

Market Rates

Advance Discount Specials (until December 31, 2025): 5 bps discount on qualifying fixed rate fixed term advances, callable fixed rate, and amortizers. Visit our Solutions page on fhlbc.com for Terms and Conditions.

Early bird discounts, all before 10:00 a.m.: (1) Available on A120 (<= 27 days) advances, additional volume discounts may be available; (2) 1-month (no minimum at 4.18%) and 3-month (no minimum at 4.04%) A121 advances. To execute, please call the Member Transaction Desk before 10:00 a.m.

Term

Treasury

Swaps

Fixed Rate Advances

2 years

3.46%

3.23%

3.56%

5 years

3.57%

3.24%

3.69%

7 years

3.75%

3.35%

3.96%

10 years

3.96%

3.52%

4.27%

FHLBC Deposit Rates^

DID (yesterday)

3.959%

^Call for term deposit rates.

Fixed Rate Advances

Fixed Rate Callable Advances (Member-Owned Embedded Option)

Term

Community Advances

Regular Advances

All-in After Dividend*

Forward-Starting

Term

Lockout

Bermudan

All-in After Dividend*

Option Cost

1 week

4.26%

4.06%

Advances settle one year forward from today and then have stated term to maturity

2 years

6 months

4.07%

3.87%

0.51%

2 weeks

4.24%

4.04%

2 years

1 year

3.80%

3.60%

0.24%

3 weeks

4.22%

4.02%

3 years

6 months

4.22%

4.01%

0.65%

1 month

4.10%

4.20%

4.00%

3 years

1 year

3.95%

3.75%

0.38%

3 months

3.96%

4.06%

3.86%

5 years

6 months

4.42%

4.22%

0.73%

6 months

3.81%

3.92%

3.71%

5 years

1 year

4.20%

4.00%

0.51%

9 months

3.71%

3.81%

3.61%

5 years

2 year

4.06%

3.86%

0.37%

1 year

3.61%

3.71%

3.50%

3.41%

7 years

1 year

4.75%

4.55%

0.79%

1.5 years

3.52%

3.62%

3.42%

3.44%

7 years

2 years

4.37%

4.16%

0.40%

2 years

3.46%

3.56%

3.36%

3.48%

10 years

2 years

4.61%

4.41%

0.35%

2.5 years

3.45%

3.55%

3.34%

3.53%

10 years

3 years

4.45%

4.25%

0.18%

3 years

3.46%

3.57%

3.36%

3.58%

10 years

5 years

4.29%

4.09%

0.02%

3.5 years

3.49%

3.59%

3.39%

3.62%

15 years

5 years

4.73%

4.53%

0.06%

4 years

3.53%

3.63%

3.43%

3.66%

Fixed Rate Putable Advances (Bank-Owned Embedded Option)

4.5 years

3.55%

3.66%

3.45%

3.75%

Term

Lockout

European

All-in After Dividend*

Option Value

5 years

3.59%

3.69%

3.49%

3.84%

3 years

6 months

3.30%

3.09%

-0.62%

6 years

3.73%

3.83%

3.63%

3.98%

5 years

6 months

3.23%

3.03%

-0.68%

7 years

3.86%

3.96%

3.76%

4.13%

7 years

6 months

3.26%

3.06%

-0.65%

10 years

4.16%

4.27%

4.06%

4.40%

10 years

6 months

3.35%

3.15%

-0.56%

15 years

Call for availability

4.67%

4.46%

3 years

1 year

3.30%

3.09%

-0.41%

20 years

5.00%

4.80%

5 years

1 year

3.20%

3.00%

-0.50%

30 years

5.20%

4.99%

7 years

1 year

3.21%

3.00%

-0.50%

10 years

1 year

3.26%

3.05%

-0.45%

5 years

2 years

3.25%

3.05%

-0.31%

Fixed Rate Amortizing Advances

7 years

2 years

3.21%

3.01%

-0.35%

Amortization Term

10 years

2 years

3.21%

3.01%

-0.35%

Term

5 years

7 years

10 years

15 years

7 years

3 years

3.30%

3.10%

-0.26%

5 years

3.67%

3.70%

3.71%

3.72%

10 years

5 years

3.55%

3.35%

-0.14%

7 years

n/a

3.78%

3.89%

3.95%

Term

Lockout

Bermudan

All-in After Dividend*

Option Value

10 years

n/a

4.01%

4.17%

5 years

6 months

2.97%

2.76%

-0.95%

Term

15 years

20 years

25 years

30 years

7 years

6 months

2.85%

2.64%

-1.07%

15 years

4.34%

4.52%

4.59%

4.63%

10 years

3 months

2.71%

2.50%

-1.35%

20 years

n/a

4.64%

4.81%

4.90%

7 years

1.24%

0.02%

1.26%

0.32%

30 years

n/a

5.02%

10 years

1.55%

0.02%

1.58%

0.32%

Floating Rate Advances

Discount Note Floater Advances

SOFR Index Floater Advances

Non-Prepayable

Prepayable (on reset dates)^

Index / Rate Indic.

Term

Prior Index

Spread

Prior Day Rate

Term**

Spread to 4WK

Spread to 13WK

Spread to 4WK

Spread to 13WK

SOFR

3 Months

4.23%

0.16%

4.32%

3 months

0.23%

n/a

0.26%

n/a

SOFR

6 Months

4.23%

0.18%

4.34%

6 months

0.29%

0.25%

0.36%

0.30%

SOFR

9 Months

4.23%

0.19%

4.35%

1 year

0.35%

0.33%

0.43%

0.42%

SOFR

1 Year

4.23%

0.21%

4.37%

2 years

0.43%

0.41%

0.51%

0.48%

SOFR

18 Months

4.23%

0.26%

4.42%

3 years

0.47%

0.45%

0.56%

0.54%

SOFR

2 Years

4.23%

0.29%

4.45%

4 years

0.53%

0.50%

0.63%

0.61%

SOFR

3 Years

4.23%

0.43%

4.59%

5 years

0.54%

0.51%

0.64%

0.62%

SOFR

4 Years

4.23%

0.47%

4.64%

Prior Index

4 week

3.983%

13 week

3.852%

SOFR

5 Years

4.23%

0.50%

4.66%

^Prepayable at par with 1 day notice. **Please call for terms between 5 years and 10 years, or for 26 week index.

SOFR

6 Years

4.23%

0.59%

4.76%

Overnight Discount Note Floater**

SOFR

7 Years

4.23%

0.66%

4.83%

Term^

Prior Index

Spread

Prior Day Rate

SOFR

8 Years

4.23%

0.74%

4.91%

<= 3 Months

4.045%

0.310%

4.355%

SOFR

9 Years

4.23%

0.77%

4.94%

^Prepayable same day before 3:00PM. **Please call for additional terms not listed above.

SOFR

10 Years

4.23%

0.80%

4.97%

Overnight Advances

Term

Today

All-in After Dividend*

Prior Day

1 Day

4.24%

4.04%

4.24%

Open Line (Daily Rate Set)#

4.52%

4.32%

4.45%

#Rate set at and available until 3:00 pm; Late Day Advances may be available until 4:30 pm by calling 855-345-2244, Option 1.